LeaseVille offers various payment methods and requires your payment details upon sign-up. It gives you different encryption layers and security certificates to show users that the information is safe from third-party access or hacker attacks. The interface is user-friendly, and the site works amazingly. Online Services Shopping. Avvo Rating Not Displayed. Family Law Attorney in Lithia, FL. Reveal number. Posted on Feb 1, 2012. Then the court could find him/her in contempt, and the mediator could sue him/her for the money. This answer is not to be considered a response to a specific legal issue in a specific jurisdiction - it is to be considered only a general response ...What happens if I cancel my direct debit? The charity Citizens Advice UK has warned of "serious" consequences for those who don't pay bills. Head of energy policy Gillian Cooper said, for starters ...Mar 18, 2013 · The police definitely not. Your country's embassy or consulate may do this, but I wouldn't count on it. Basically, you owe the hotel a debt. If you fail to pay it, there are civil law procedures to deal with that. The only way this could turn into a crime is if you deliberately tried to avoid paying the bill. Nov 19, 2020 · Thank you, that is what i have decided to do...i intend to pay them but the way they said they could not accept my payment any longer because my acct was sold to collections really through me off. I'm surprised they didn't have any other payment plans available for me since I was in hospital fighting Covid - very disappointed in how they ... Apr 3, 2023 · When you can't keep your end of the agreement. Any time you fail to repay a loan, whether it's a personal loan, auto loan, or home equity loan, you risk major damage to your credit score. That's ... In a Nutshell. If you don’t pay a debt, it can be sent to collections. If you continue not to pay, you’ll hurt your credit score and you risk losing your property or having your wages or bank account garnished. If you aren’t paying because you don’t have the money, you can look into filing Chapter 7 bankruptcy, consolidating your debt ...Mar 18, 2013 · The police definitely not. Your country's embassy or consulate may do this, but I wouldn't count on it. Basically, you owe the hotel a debt. If you fail to pay it, there are civil law procedures to deal with that. The only way this could turn into a crime is if you deliberately tried to avoid paying the bill. Aug 3, 2022 · How much the agency pays is determined by how likely you are to pay off your bill. A collection agency acts as a middleman between you and the lender and purchases your outstanding debt from the lender. Once your bill goes to collections, you’ll still owe money, you’ll just be paying the collection agency instead of your original lender. New Jersey state Sen. James Beach, a Democrat, said the state lost $10.5 million last year and $5.4 million two years ago from out-of-state drivers’ unpaid tolls, mostly on the New Jersey ...Dec 30, 2022 · Don't abandon your debt issues by leaving the country. If you're thinking about leaving the country with unpaid credit card debt, stop. Before you entertain the thought a moment longer, formulate an action plan to pay off the debt you owe. Contact the credit card company that you owe money to and stick to a repayment schedule until your debt is ... If you don't pay your property taxes by December 1 following their assessment, the taxes are considered delinquent. (N.H. Restat. Ann. §§ 80:20, 80:59.) When property taxes in New Hampshire are delinquent, the tax collector will eventually take steps to collect the delinquent amounts by: selling the property at a tax sale or. The 90 day purchase option is the lowest cost of ownership and can help you save money. The standard lease agreement is 12 months to ownership and costs more than the Best Buy cash price (except 3-month option in CA). If you are interested in paying off your lease in less than the standard 12 months, call Progressive at 1-877-898-1970 after you ...Yes. If you have not paid eBay’s fees or paid the money for goods you have bought in the auction, eBay will send you frequent reminders and copies of invoices. And you will not be allowed to put any items for sale or make any purchases. If you don’t pay the eBay invoice, your account might get permanently banned and they will delete all ... The person who made the bid has the ability to cancel their bid. If they do not and end up winning the auction then they will be send an invoice from eBay to pay. If they fail to make the payment within 3 business days then eBay will cancel the sale and you will receive an email from them to relist the item for free, and the person who failed ...Jul 10, 2012 · Added points on your record can impact your life behind the wheel in numerous ways, such as: Increased car insurance costs. Increased likelihood of license suspension or revocation. Fines and fees associated with license reinstatement. The Bottom Line: When you ignore a speeding ticket or other traffic violation, you pay the price. What happens if I cancel my direct debit? The charity Citizens Advice UK has warned of "serious" consequences for those who don't pay bills. Head of energy policy Gillian Cooper said, for starters ...Category: Bail Bond Agent. Failing to pay a bond can result in significant legal consequences. While not paying the bond fee itself is not a crime, it can still lead to imprisonment. If the bond fee is not paid, the bond agent is within their rights to abandon their responsibility for the individual, meaning they are not obligated to pay the bail.For two reasons: the first one is, if you go to Italy again and there is a fine in the system, that fine appears to all rental companies, that is, they will know that you have been fined (it will be, by the way, in your name! ). If this fine has not been paid, you will hardly find a rental company that will accept renting a vehicle for you.The 90 day purchase option is the lowest cost of ownership and can help you save money. The standard lease agreement is 12 months to ownership and costs more than the Best Buy cash price (except 3-month option in CA). If you are interested in paying off your lease in less than the standard 12 months, call Progressive at 1-877-898-1970 after you ...May 26, 2020 · The specific consequences of failing to pay spousal support depend on where you live. In some jurisdictions, you might receive a fine. In others, you might run the risk of a jail sentence. If your spouse or ex-spouse files a written request asking the court to enforce the alimony order, you'll receive a notice of the motion along with a summons ... If you forget to pay your quarterly estimated tax, the IRS will proceed to throw interest and penalty charges your way. If you forget, it doesn't mean they will forget as well. In the beginning, the IRS will probably dock a tax or somewhere around 5% of what you owe. With each passing month where you don't pay your quarterly estimated tax, the ...And with an easy approval policy, no hidden charges, and no obligation to continue beyond your current payment - along with their A+ Rating from the Better Business Bureau - LeaseVille demonstrates that you can rest assured of a satisfying experience. Instead, you can buy what you need without a credit card and with no money down. Jun 3, 2021 · Several potential consequences of not paying a collection agency include further impacts to your credit score, continuing interest charges and even lawsuits. Even if you can’t pay the debt in full, it’s often best to work with the collection agency to establish a payment plan. The stress of having a debt sent to collections can be ... The sooner you cancel your lease, the more you may have to pay upfront to get out of the contract. Your leasing contract may also require that you’ve made a certain amount of payments before you can opt for early termination. Returning a leased vehicle early – especially within 12 months of signing – can be costly.Added points on your record can impact your life behind the wheel in numerous ways, such as: Increased car insurance costs. Increased likelihood of license suspension or revocation. Fines and fees associated with license reinstatement. The Bottom Line: When you ignore a speeding ticket or other traffic violation, you pay the price.They know you can't and won't pay what an insurance company will. And they would rather get something than nothing. The most common cause of bankruptcy in the US is medical bills. If you don’t pay, they send you to collections, where they will hound you and rack up fees and eventually may take you to court.Nov 28, 2022 · If your payment is 30 days late, your loan servicer will charge you a late fee. The fee can be as high as 6% of your late payment amount. If your payment is 90 days late, the loan servicer will report the delinquency to the major credit bureaus. Your loans will enter into default if you don’t make payments for 270 days or more. If you can’t pay the tax debt within the allowed period, you could lose the property. But if you have a strong case, you may be given more time to clear the tax debt or get a payment plan that ...Contract for a Homeowners' Insurance Policy. Depending on your insurance, you may have a six- or 12-month payment term. If you stop paying in the middle of your contract, the insurance company may send the outstanding balance to collections if you do not pay in full.If you don’t make the full required payment within 30 days of the due date, the lender can charge a late fee of up to 6% of the payment amount. If your payment is $300, for example, a 6% late ...The person who made the bid has the ability to cancel their bid. If they do not and end up winning the auction then they will be send an invoice from eBay to pay. If they fail to make the payment within 3 business days then eBay will cancel the sale and you will receive an email from them to relist the item for free, and the person who failed ... Hindi. You need to read the terms and conditions ng billease. They might claim some of your non-cash posessions as alternative, if that was in the terms that you I don't know if you bother even reading. Yes, when you apply with other credit cards or loans in the future, they will see your bad credit score.The police definitely not. Your country's embassy or consulate may do this, but I wouldn't count on it. Basically, you owe the hotel a debt. If you fail to pay it, there are civil law procedures to deal with that. The only way this could turn into a crime is if you deliberately tried to avoid paying the bill.Jun 3, 2021 · Several potential consequences of not paying a collection agency include further impacts to your credit score, continuing interest charges and even lawsuits. Even if you can’t pay the debt in full, it’s often best to work with the collection agency to establish a payment plan. The stress of having a debt sent to collections can be ... Not paying HOA fines is not an option. If you do not pay fines, you cannot access some amenities of the HOA, like the gym, the barbecue pit, etc. If the fines are too great, you can ask the HOA board to delay the due date so you can save the money. But you have to fix the problems that cause the fine first.Send them a letter. If they still refuse to file a Satisfaction of Judgment, or they don't respond within the required number of days (usually under or around a month), the court may require them to pay you something. Say you needed that form for an application, and the creditor's delay made you miss the deadline.Dec 27, 2022 · If the payment is 30 days (about 1 month) late: If you don’t make the required payments for 30 days or more, the loan servicer may charge you a late fee. Federal loan late fees are 6% of the late payment amount. If the payment is 90 days (about 3 months) late: Once your payments are late by 90 days or more, the loan servicer can report the ... How much the agency pays is determined by how likely you are to pay off your bill. A collection agency acts as a middleman between you and the lender and purchases your outstanding debt from the lender. Once your bill goes to collections, you’ll still owe money, you’ll just be paying the collection agency instead of your original lender.The Failure to Pay Penalty is 0.5% of the unpaid taxes for each month or part of a month the tax remains unpaid. The penalty won’t exceed 25% of your unpaid taxes. The Failure to Pay Proper ...Several potential consequences of not paying a collection agency include further impacts to your credit score, continuing interest charges and even lawsuits. Even if you can’t pay the debt in full, it’s often best to work with the collection agency to establish a payment plan. The stress of having a debt sent to collections can be ...Location of This Business. 1925 Century Park East Suite 1700, Los Angeles, CA 90067. Years in Business: 13. Business Started: 9/25/2009. Business Incorporated: 9/25/2009. Accredited Since:Unleash your full creative potential with Cricut Maker 3, the ultimate smart cutting machine –– now smarter and faster than ever. Our most versatile machine combines power and pro-level performance to keep up with your making demands. Cut over 300 materials, from delicate paper to artisanal materials like thick leather, basswood, and more.Category: Bail Bond Agent. Failing to pay a bond can result in significant legal consequences. While not paying the bond fee itself is not a crime, it can still lead to imprisonment. If the bond fee is not paid, the bond agent is within their rights to abandon their responsibility for the individual, meaning they are not obligated to pay the bail.Two weeks’ notice is not required when leaving most jobs. In the US, the typical employment contract is at-will, meaning either party can terminate without giving notice. However, employers appreciate you giving notice. Giving advance notice of your intent to resign can help the company hand off your work and give you time to say goodbye to ...And with an easy approval policy, no hidden charges, and no obligation to continue beyond your current payment - along with their A+ Rating from the Better Business Bureau - LeaseVille demonstrates that you can rest assured of a satisfying experience. Instead, you can buy what you need without a credit card and with no money down. Normally, though, missing payments on your student loans means your loans go into delinquency. After your payment is 30 days late, your loan servicer will charge you a late fee up to 6% of the ...Dec 30, 2022 · Don't abandon your debt issues by leaving the country. If you're thinking about leaving the country with unpaid credit card debt, stop. Before you entertain the thought a moment longer, formulate an action plan to pay off the debt you owe. Contact the credit card company that you owe money to and stick to a repayment schedule until your debt is ... Similar to Fingerhut, Stoneberry is a website where you can apply for a special type of credit to use so that you can make purchases on this website. However, the monthly payments that you might have to repay your purchases at can be as low as $5.99 per month, which is a little bit less expensive than Fingerhut. Thank you, that is what i have decided to do...i intend to pay them but the way they said they could not accept my payment any longer because my acct was sold to collections really through me off. I'm surprised they didn't have any other payment plans available for me since I was in hospital fighting Covid - very disappointed in how they ...Added points on your record can impact your life behind the wheel in numerous ways, such as: Increased car insurance costs. Increased likelihood of license suspension or revocation. Fines and fees associated with license reinstatement. The Bottom Line: When you ignore a speeding ticket or other traffic violation, you pay the price.Jan 31, 2012 · Avvo Rating Not Displayed. Family Law Attorney in Lithia, FL. Reveal number. Posted on Feb 1, 2012. Then the court could find him/her in contempt, and the mediator could sue him/her for the money. This answer is not to be considered a response to a specific legal issue in a specific jurisdiction - it is to be considered only a general response ... Sep 1, 2023 · For example, let’s say you didn’t file or pay your taxes of $5,000. If the IRS assesses both the failure-to-file and a failure-to-pay penalty in one month, you will owe a total penalty of 5% ... If your payment is 30 days late, your loan servicer will charge you a late fee. The fee can be as high as 6% of your late payment amount. If your payment is 90 days late, the loan servicer will report the delinquency to the major credit bureaus. Your loans will enter into default if you don’t make payments for 270 days or more.Nov 28, 2022 · If your payment is 30 days late, your loan servicer will charge you a late fee. The fee can be as high as 6% of your late payment amount. If your payment is 90 days late, the loan servicer will report the delinquency to the major credit bureaus. Your loans will enter into default if you don’t make payments for 270 days or more. You can pay your early buyout payment, or make up any missed payments, by following the steps below: My Account --> My Orders --> Select your order --> View Payment Information. If you have any questions, contact our Payment Department by emailing [email protected] or Calling 855-788-8908. Yes. If you have not paid eBay’s fees or paid the money for goods you have bought in the auction, eBay will send you frequent reminders and copies of invoices. And you will not be allowed to put any items for sale or make any purchases. If you don’t pay the eBay invoice, your account might get permanently banned and they will delete all ... You don't pay it, and other than your credit score going down for a while, maybe nothing happens other than a few dozen phone calls, which eventually stop coming. But there’s no guarantee of ...Feb 20, 2023 · The new SNAP benefits do not match this. Hypothetically, a 5.7% increase in benefits for a family of four would mean a new monthly payment of $992, rather than the planned $973.In addition, this ... AT&T may require a deposit for credit scores below 600. Options for getting a phone line with bad credit include prepaid plans, buy now pay later plans, joining a family plan, or using a cosigner. Prepaid plans offer advantages such as no deposit, lower monthly bills, flexibility, and affordability. Some prepaid plan options include Verizon ...Send them a letter. If they still refuse to file a Satisfaction of Judgment, or they don't respond within the required number of days (usually under or around a month), the court may require them to pay you something. Say you needed that form for an application, and the creditor's delay made you miss the deadline.If you don't pay your property taxes by December 1 following their assessment, the taxes are considered delinquent. (N.H. Restat. Ann. §§ 80:20, 80:59.) When property taxes in New Hampshire are delinquent, the tax collector will eventually take steps to collect the delinquent amounts by: selling the property at a tax sale or.The new SNAP benefits do not match this. Hypothetically, a 5.7% increase in benefits for a family of four would mean a new monthly payment of $992, rather than the planned $973.In addition, this ...731 reviews for FlexShopper, 3.5 stars: 'Do not work with them. At all. We paid our leases off back in Dec. They wait until 4 months later to tell us our leases were never paid off. We told them multiple times that they did not have our permission or authorization to take out a payment that doesn't need made, but yet they still did it anyway. They are HORRIBLE to work with. They are rude ...If you don’t pay your medical bills, your healthcare provider may sell the debt to a collections agency, which may then try to collect on the debt. However, medical debt doesn’t necessarily impact your credit score, even if it goes to a debt collection agency. As of July 1, 2022, paid medical debt that was in collections will not appear on ...No, you will not go to jail if you don’t pay back the money you owe to Afterpay. This is true even if you maliciously refuse to pay back the money that was used to fund your purchase. That being said, this doesn’t mean that it’s fine to ignore payment either. From losing your Afterpay account to having debt collectors come after you ... Q10. What happens if you don't pay LeaseVille? A10. While there are no down payments involved, the first payment must be cleared before your order’s shipment. You can check out their Terms of Services to better understand what happens if you do not pay LeaseVille. Q11. Is LeaseVille a scam? A11. No, it is not.Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer service representatives are available Monday through Friday from 8 a.m. to 5 p.m. (MST), on Saturdays between 8 a.m. and 4 p.m. (MST), and are not available on Sundays. You may also access your account online via the customer portal anytime at https ... If you forget to pay your quarterly estimated tax, the IRS will proceed to throw interest and penalty charges your way. If you forget, it doesn't mean they will forget as well. In the beginning, the IRS will probably dock a tax or somewhere around 5% of what you owe. With each passing month where you don't pay your quarterly estimated tax, the ...There is absolutely no reason why a security deposit cannot be used as rent. The security deposit belongs to the tenant. It is the tenant's money. It is held by the landlord as long as the tenant lives in the apartment. You decide to move out, use the deposit as last month's rent, and then you are out of the apartment. It is a loser argument that carries no weight. In the end, it damages no one but your child and puts you down the road of unintended consequences. Don’t go there. Don’t quit your job or purposely take a lesser job to avoid paying child support. The court is on to this kind of gamesmanship and will impute wages based on your previous work ...What happens if I cancel my direct debit? The charity Citizens Advice UK has warned of "serious" consequences for those who don't pay bills. Head of energy policy Gillian Cooper said, for starters ...The sooner you cancel your lease, the more you may have to pay upfront to get out of the contract. Your leasing contract may also require that you’ve made a certain amount of payments before you can opt for early termination. Returning a leased vehicle early – especially within 12 months of signing – can be costly.Contract for a Homeowners' Insurance Policy. Depending on your insurance, you may have a six- or 12-month payment term. If you stop paying in the middle of your contract, the insurance company may send the outstanding balance to collections if you do not pay in full.Feb 13, 2023 · Two weeks’ notice is not required when leaving most jobs. In the US, the typical employment contract is at-will, meaning either party can terminate without giving notice. However, employers appreciate you giving notice. Giving advance notice of your intent to resign can help the company hand off your work and give you time to say goodbye to ... Nov 28, 2022 · If your payment is 30 days late, your loan servicer will charge you a late fee. The fee can be as high as 6% of your late payment amount. If your payment is 90 days late, the loan servicer will report the delinquency to the major credit bureaus. Your loans will enter into default if you don’t make payments for 270 days or more. You can pay your early buyout payment, or make up any missed payments, by following the steps below: My Account --> My Orders --> Select your order --> View Payment Information. If you have any questions, contact our Payment Department by emailing [email protected] or Calling 855-788-8908.Dec 1, 2022 · Send them a letter. If they still refuse to file a Satisfaction of Judgment, or they don't respond within the required number of days (usually under or around a month), the court may require them to pay you something. Say you needed that form for an application, and the creditor's delay made you miss the deadline. If your payment is 30 days late, your loan servicer will charge you a late fee. The fee can be as high as 6% of your late payment amount. If your payment is 90 days late, the loan servicer will report the delinquency to the major credit bureaus. Your loans will enter into default if you don’t make payments for 270 days or more.When you can't keep your end of the agreement. Any time you fail to repay a loan, whether it's a personal loan, auto loan, or home equity loan, you risk major damage to your credit score. That's ...Jun 3, 2021 · Several potential consequences of not paying a collection agency include further impacts to your credit score, continuing interest charges and even lawsuits. Even if you can’t pay the debt in full, it’s often best to work with the collection agency to establish a payment plan. The stress of having a debt sent to collections can be ... Send them a letter. If they still refuse to file a Satisfaction of Judgment, or they don't respond within the required number of days (usually under or around a month), the court may require them to pay you something. Say you needed that form for an application, and the creditor's delay made you miss the deadline.Not paying HOA fines is not an option. If you do not pay fines, you cannot access some amenities of the HOA, like the gym, the barbecue pit, etc. If the fines are too great, you can ask the HOA board to delay the due date so you can save the money. But you have to fix the problems that cause the fine first.Added points on your record can impact your life behind the wheel in numerous ways, such as: Increased car insurance costs. Increased likelihood of license suspension or revocation. Fines and fees associated with license reinstatement. The Bottom Line: When you ignore a speeding ticket or other traffic violation, you pay the price.The person who made the bid has the ability to cancel their bid. If they do not and end up winning the auction then they will be send an invoice from eBay to pay. If they fail to make the payment within 3 business days then eBay will cancel the sale and you will receive an email from them to relist the item for free, and the person who failed ...The person who made the bid has the ability to cancel their bid. If they do not and end up winning the auction then they will be send an invoice from eBay to pay. If they fail to make the payment within 3 business days then eBay will cancel the sale and you will receive an email from them to relist the item for free, and the person who failed ... Feb 20, 2023 · The new SNAP benefits do not match this. Hypothetically, a 5.7% increase in benefits for a family of four would mean a new monthly payment of $992, rather than the planned $973.In addition, this ... Late fees and interest charges. One of the first consequences of not paying Klarna bills on time is late fees and interest charges. When you don’t pay your bills by the due date, Klarna will start charging interest on your balance, and the longer you take to pay, the more interest you will accrue. Additionally, you may incur late payment fees ...Feb 11, 2021 · Whether you can or not depends a lot on what kind of HOA fees you are paying. We go into more detail about different types of HOA fees below. Generally speaking, you have three routes to not paying your HOA fees: Opting out of your HOA entirely. Declaring Chapter 7 bankruptcy. Selling your house and moving.
If you don’t make the full required payment within 30 days of the due date, the lender can charge a late fee of up to 6% of the payment amount. If your payment is $300, for example, a 6% late .... Nook
Jun 29, 2012 · The general wisdom is that you don't have to pay them squat. You don't owe them any money and paying them will not help you in any way. The law allows them to ask you for the money, but if you don't pay it, they would have to take you to small claims court, and in practice, they have not been taking anyone to small claims court over this. Apr 3, 2023 · When you can't keep your end of the agreement. Any time you fail to repay a loan, whether it's a personal loan, auto loan, or home equity loan, you risk major damage to your credit score. That's ... If you can’t pay the tax debt within the allowed period, you could lose the property. But if you have a strong case, you may be given more time to clear the tax debt or get a payment plan that ...Typically, though, a missed payment won’t end up on your credit report for at least 30 days after the payment due date that you missed. (The information in your credit report is used to ...May 26, 2020 · The specific consequences of failing to pay spousal support depend on where you live. In some jurisdictions, you might receive a fine. In others, you might run the risk of a jail sentence. If your spouse or ex-spouse files a written request asking the court to enforce the alimony order, you'll receive a notice of the motion along with a summons ... And with an easy approval policy, no hidden charges, and no obligation to continue beyond your current payment - along with their A+ Rating from the Better Business Bureau - LeaseVille demonstrates that you can rest assured of a satisfying experience. Instead, you can buy what you need without a credit card and with no money down. Contract for a Homeowners' Insurance Policy. Depending on your insurance, you may have a six- or 12-month payment term. If you stop paying in the middle of your contract, the insurance company may send the outstanding balance to collections if you do not pay in full.Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer service representatives are available Monday through Friday from 8 a.m. to 5 p.m. (MST), on Saturdays between 8 a.m. and 4 p.m. (MST), and are not available on Sundays. You may also access your account online via the customer portal anytime at https ... For example, let’s say you didn’t file or pay your taxes of $5,000. If the IRS assesses both the failure-to-file and a failure-to-pay penalty in one month, you will owe a total penalty of 5% ...And with an easy approval policy, no hidden charges, and no obligation to continue beyond your current payment - along with their A+ Rating from the Better Business Bureau - LeaseVille demonstrates that you can rest assured of a satisfying experience. Instead, you can buy what you need without a credit card and with no money down. Last updated on October 2, 2022 @ 2:43 am. If you don’t pay Shopify, your account will be put on hold. This means that your store will be taken offline and you will not be able to process any orders. Your customers will not be able to see your products or checkout. If you’re on a monthly plan, you will still be charged for any months that ...If you do not receive a billing notice approximately 60 days before your vehicle’s registration expires, please call us at 1-800-777-0133 to find out what your fees are. The longer you delay payment, the greater the penalty amount will be. Penalty fees are assessed in addition to any other fees due. Penalties for Vehicles Registered in California You can cancel your order anytime before the shipment of your order. After delivery, if you are not satisfied with your item, you may return it within 14 days of receiving it. Simply email [email protected] or give us a call at 310-231-6838 (Direct) or 888-428-5520 (Toll Free). Please note, the following items are non-returnable: opened ...Several potential consequences of not paying a collection agency include further impacts to your credit score, continuing interest charges and even lawsuits. Even if you can’t pay the debt in full, it’s often best to work with the collection agency to establish a payment plan. The stress of having a debt sent to collections can be ....
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